Terms & Conditions

Welcome to Sumangalam Jeweller. By accessing or using our website or mobile application, you agree to be bound by the following Terms & Conditions. Please read them carefully before using our services.

1. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding contract under the applicable laws of India.

2. User Account

  • Users must provide accurate, complete, and up-to-date information while registering.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • Any activity carried out through your account shall be your sole responsibility.

3. Services

Sumangalam Jeweller may provide the following services through its website and mobile application:

  • Booking of Gold and Jewellery through promotional savings plans.
  • Secure payment collection through trusted financial institutions and payment gateways.
  • Real-time access to your booked or accumulated savings.
  • Promotional offers, rewards, and exclusive schemes.
  • Other digital services introduced from time to time.

We reserve the right to modify, suspend, or discontinue any service without prior notice.

4. Pricing

Gold and jewellery prices are subject to market fluctuations. The final applicable price shall be the prevailing rate at the time of payment confirmation or purchase.

5. Payments

All payments are processed through authorized and trusted third-party payment gateways. Sumangalam Jeweller shall not be responsible for payment gateway downtime, banking delays, transaction failures, or any interruption caused by third-party service providers.

6. Prohibited Activities

Users shall not:

  • Provide false or misleading identity information.
  • Attempt fraudulent or unauthorized transactions.
  • Misuse promotional offers or referral benefits.
  • Hack, interfere with, or disrupt the platform or its security systems.
  • Use the platform for any unlawful or prohibited activity.

7. Limitation of Liability

Sumangalam Jeweller shall not be liable for any indirect, incidental, consequential, or market-related losses, technical interruptions, payment gateway failures, or events beyond our reasonable control.

8. Termination

We reserve the right to suspend or permanently terminate any user account that violates these Terms & Conditions or engages in fraudulent or unlawful activities.

9. Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of India. Any dispute arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the competent courts at Jaipur, Rajasthan, India.

These Terms & Conditions constitute the entire agreement between the parties regarding the use of this website and mobile application and supersede all previous oral or written agreements, understandings, or representations relating to the same subject matter.

The rights and obligations arising from the use of this application shall be governed by the applicable laws, rules, regulations, and statutory provisions in force in India from time to time.